What are the tax implications of these contributions?
An investor purchased 1,000 shares of ABC securities for $2 each, and 500 shares of DEF securities for $2.50 in his trading account, when both ABC and DEF were each $2.25 per share, he contributed his holdings of both into his RRSP plan.
为什么 capital loss on DEF would not be considered as an offset?
The money you invest in a Registered Retirement Savings Plan (RRSP) grows tax-deferred until you withdraw it. … Any losses on the investment within the RRSP are not able to be claimed as a capital loss against your RRSP. The Canada Revenue Agency (CRA) views it as a loss that cannot be deducted